Card Configuration & Limits
curl --request GET \
--url https://api.laikipay.com/v1/merchant/cards/config \
--header 'Authorization: Bearer <token>'import requests
url = "https://api.laikipay.com/v1/merchant/cards/config"
headers = {"Authorization": "Bearer <token>"}
response = requests.get(url, headers=headers)
print(response.text)const options = {method: 'GET', headers: {Authorization: 'Bearer <token>'}};
fetch('https://api.laikipay.com/v1/merchant/cards/config', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.laikipay.com/v1/merchant/cards/config",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "GET",
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"net/http"
"io"
)
func main() {
url := "https://api.laikipay.com/v1/merchant/cards/config"
req, _ := http.NewRequest("GET", url, nil)
req.Header.Add("Authorization", "Bearer <token>")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.get("https://api.laikipay.com/v1/merchant/cards/config")
.header("Authorization", "Bearer <token>")
.asString();require 'uri'
require 'net/http'
url = URI("https://api.laikipay.com/v1/merchant/cards/config")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Get.new(url)
request["Authorization"] = 'Bearer <token>'
response = http.request(request)
puts response.read_bodyVirtual Cards API
Card Configuration & Limits
Retrieve card creation fee, funding fees, minimum limits, and available vault balance
GET
/
cards
/
config
Card Configuration & Limits
curl --request GET \
--url https://api.laikipay.com/v1/merchant/cards/config \
--header 'Authorization: Bearer <token>'import requests
url = "https://api.laikipay.com/v1/merchant/cards/config"
headers = {"Authorization": "Bearer <token>"}
response = requests.get(url, headers=headers)
print(response.text)const options = {method: 'GET', headers: {Authorization: 'Bearer <token>'}};
fetch('https://api.laikipay.com/v1/merchant/cards/config', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.laikipay.com/v1/merchant/cards/config",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "GET",
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"net/http"
"io"
)
func main() {
url := "https://api.laikipay.com/v1/merchant/cards/config"
req, _ := http.NewRequest("GET", url, nil)
req.Header.Add("Authorization", "Bearer <token>")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.get("https://api.laikipay.com/v1/merchant/cards/config")
.header("Authorization", "Bearer <token>")
.asString();require 'uri'
require 'net/http'
url = URI("https://api.laikipay.com/v1/merchant/cards/config")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Get.new(url)
request["Authorization"] = 'Bearer <token>'
response = http.request(request)
puts response.read_bodyRetrieve virtual card pricing, issuance fee, funding fee percentage, and your current USD vault balance.
Response (
Headers
| Header | Type | Description |
|---|---|---|
Authorization | string | Bearer <accessToken> |
Request
cURL
curl -X GET "https://api.laikipay.com/v1/merchant/cards/config" \
-H "Authorization: Bearer eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9..."
Response (200 OK)
{
"status": "success",
"data": {
"environment": "TEST",
"creationFee": 2.0,
"fundFee": 1.0,
"withdrawalFee": 0.0,
"minFunding": 1.0,
"exchangeRate": 1500.0,
"vaultBalance": 1000.0
},
"timestamp": "2026-10-12T07:20:00.000Z",
"path": "/api/v1/merchant/cards/config"
}
Response Properties
| Property | Type | Description |
|---|---|---|
environment | string | Operating environment (TEST or LIVE). |
creationFee | number | One-off issuance fee in USD deducted per card (e.g. $2.00). |
fundFee | number | Percentage or fee charged per funding operation. |
withdrawalFee | number | Fee charged when sweeping balance back to the vault. |
minFunding | number | Minimum initial card funding amount (USD $1.00). |
vaultBalance | number | Available unspent balance in your merchant USD vault. |

