# Laiki Pay - [Introduction](https://docs.laikipay.com/introduction.md): Developer-first financial infrastructure and payment APIs - [Authentication](https://docs.laikipay.com/authentication.md): How to authenticate requests to the Laiki Pay Developer API - [IP Whitelisting & Zero-Trust](https://docs.laikipay.com/ip-whitelisting.md): Restricting API access strictly to your authorized server IP addresses - [Errors](https://docs.laikipay.com/errors.md): Handling errors, response schemas, and HTTP status codes - [Card Configuration & Limits](https://docs.laikipay.com/api-reference/cards/config.md): Retrieve card creation fee, funding fees, minimum limits, and available vault balance - [Issue Virtual Card](https://docs.laikipay.com/api-reference/cards/create.md): Provision a programmable virtual USD VISA card - [List Virtual Cards](https://docs.laikipay.com/api-reference/cards/list.md): Retrieve all virtual cards issued under your merchant account - [Get Virtual Card](https://docs.laikipay.com/api-reference/cards/get.md): Retrieve metadata, status, and current balance for a specific virtual card - [Reveal Secure Card Details](https://docs.laikipay.com/api-reference/cards/secure-details.md): Retrieve PCI-sensitive credentials: full 16-digit PAN, CVV, expiration date, and billing address - [Fund Virtual Card](https://docs.laikipay.com/api-reference/cards/fund.md): Deposit funds into a virtual card from your merchant USD vault - [Withdraw from Virtual Card](https://docs.laikipay.com/api-reference/cards/withdraw.md): Sweep unspent funds from a virtual card balance back into your merchant USD vault - [Update Card Spend Limits](https://docs.laikipay.com/api-reference/cards/spend-limits.md): Set per-transaction, daily, monthly, and all-time spending thresholds - [Update Card Status (Freeze / Unfreeze)](https://docs.laikipay.com/api-reference/cards/status.md): Temporarily freeze an active card or reactivate a frozen card - [Terminate Virtual Card](https://docs.laikipay.com/api-reference/cards/terminate.md): Permanently close a card and automatically refund unspent balance back into your USD vault - [Card Transactions History](https://docs.laikipay.com/api-reference/cards/transactions.md): Retrieve real-time transaction ledger and authorization history for a virtual card - [Webhooks Overview](https://docs.laikipay.com/webhooks/overview.md): Real-time event delivery and notification infrastructure - [Event Catalog](https://docs.laikipay.com/webhooks/events.md): Supported webhook event types and payload schemas - [Signature Verification](https://docs.laikipay.com/webhooks/signature-verification.md): Verify that webhook events originate authentically from Laiki Pay ## OpenAPI Specs - [openapi](/openapi.json) This documentation is built and hosted on [Mintlify](https://mintlify.com), a developer documentation platform.