> ## Documentation Index
> Fetch the complete documentation index at: https://docs.laikipay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Issue Lite Virtual Card

> Issue a lightweight virtual USD VISA card requiring minimal customer details

Issue a lightweight virtual USD VISA card requiring only essential cardholder details. Initial funding must be between $1.00 and $250.00 USD.


## OpenAPI

````yaml openapi.json POST /cards/lite
openapi: 3.0.3
info:
  title: LaikiPay Developer API
  description: >-
    Developer-first financial infrastructure for virtual card issuance,
    corporate vaults, and payment automation.
  version: 1.0.0
servers:
  - url: https://api.laikipay.com/v1/merchant
    description: Production API Server
  - url: http://localhost:3000/v1/merchant
    description: Local Development Sandbox
security:
  - bearerAuth: []
paths:
  /cards/lite:
    post:
      tags:
        - Virtual Cards
      summary: Issue Lite Virtual Card
      description: >-
        Instant issuance virtual USD VISA card with basic contact details (max
        $250.00).
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              required:
                - nameOnCard
                - amount
                - customer
              properties:
                nameOnCard:
                  type: string
                  example: Jane Smith
                amount:
                  type: number
                  minimum: 1
                  maximum: 250
                  example: 25
                customer:
                  type: object
                  required:
                    - firstName
                    - lastName
                    - email
                    - phoneNumber
                  properties:
                    firstName:
                      type: string
                      example: Jane
                    lastName:
                      type: string
                      example: Smith
                    email:
                      type: string
                      example: jane.smith@example.com
                    phoneNumber:
                      type: string
                      example: '08098765432'
                    dialCode:
                      type: string
                      example: '+234'
                reference:
                  type: string
                  example: LITE_ORD_001
                colorTheme:
                  type: string
                  example: Midnight Black
            example:
              nameOnCard: Jane Smith
              amount: 25
              customer:
                firstName: Jane
                lastName: Smith
                email: jane.smith@example.com
                phoneNumber: '08098765432'
                dialCode: '+234'
              reference: LITE_ORD_001
              colorTheme: Midnight Black
      responses:
        '201':
          description: Lite virtual card provisioned successfully
      security:
        - bearerAuth: []
components:
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT Access Token

````

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