> ## Documentation Index
> Fetch the complete documentation index at: https://docs.laikipay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Card Configuration & Limits

> Retrieve card creation fee, funding fees, minimum limits, and available vault balance

Retrieve virtual card pricing, issuance fee, funding fee percentage, and your current USD vault balance.

### Headers

| Header | Type | Description |
| :- | :- | :- |
| `Authorization` | `string` | `Bearer <accessToken>` |

***

### Request

```bash cURL theme={null}
curl -X GET "https://api.laikipay.com/v1/merchant/cards/config" \
  -H "Authorization: Bearer eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9..."
```

***

### Response (`200 OK`)

```json theme={null}
{
  "status": "success",
  "data": {
    "environment": "TEST",
    "creationFee": 2.0,
    "fundFee": 1.0,
    "withdrawalFee": 0.0,
    "minFunding": 1.0,
    "exchangeRate": 1500.0,
    "vaultBalance": 1000.0
  },
  "timestamp": "2026-10-12T07:20:00.000Z",
  "path": "/api/v1/merchant/cards/config"
}
```

#### Response Properties

| Property | Type | Description |
| :- | :- | :- |
| `environment` | `string` | Operating environment (`TEST` or `LIVE`). |
| `creationFee` | `number` | One-off issuance fee in USD deducted per card (e.g. `$2.00`). |
| `fundFee` | `number` | Percentage or fee charged per funding operation. |
| `withdrawalFee` | `number` | Fee charged when sweeping balance back to the vault. |
| `minFunding` | `number` | Minimum initial card funding amount (USD `$1.00`). |
| `vaultBalance` | `number` | Available unspent balance in your merchant USD vault. |


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